Privacy Policy

Last updated: October 22, 2026

North Point Financial Inc. ("North Point," "we," "us") is a family-run mortgage broker based in Thornton, Colorado (Company NMLS #362825). This policy explains what information we collect through npficolorado.com and our online forms, how we use it, and the choices you have.

Information we collect

• Information you give us: when you fill out our contact form, email us or message us, we collect your name, phone number, email address, the type of help you're looking for, your timeline and anything you choose to write in the message.
• Website usage data: our hosting provider (Cloudflare) collects privacy-focused, aggregate visit statistics such as pages viewed, approximate country, browser type and referring site. It does not use cookies to track you across other websites.

Please don't send your Social Security number, account numbers or other sensitive financial details through our website form. If you apply for a loan, we'll collect that information through a secure application.

How we use it

• To respond to your inquiry and talk with you about your home financing or real estate needs.
• To contact you by phone, text message or email, only if you have agreed to it. Message and data rates may apply. You can opt out of texts at any time by replying STOP, and opt out of calls or emails by telling us.
• To keep records of our communications as required for licensed mortgage businesses.
• To understand how our website is used so we can improve it.

How we share it

We do not sell your personal information. We share it only:

• With service providers who help us run our business, such as our customer relationship management (CRM) platform, email provider and website host, who may use it only to provide services to us;
• With lenders and settlement service providers if you choose to move forward with a loan or transaction;
• When required by law, regulation, subpoena or a regulator's request.

If you apply for a loan, our separate privacy notice under the Gramm-Leach-Bliley Act describes how we handle your nonpublic personal information.

How we protect it

We use reasonable administrative, technical and physical safeguards, including encrypted (HTTPS) connections and access limited to our team. No method of transmission or storage is completely secure, so we can't guarantee absolute security.

How long we keep it

We keep inquiry information as long as needed to respond to you and to meet our legal and recordkeeping obligations, then delete or de-identify it.

Your choices

• Ask us what information we have about you, or ask us to correct or delete it, subject to legal recordkeeping requirements.
• Withdraw your consent to be contacted at any time.

Children

Our website is not intended for anyone under 18, and we do not knowingly collect information from children.

Changes

We may update this policy from time to time. The "Last updated" date above shows when it last changed.